saving money in college

9 Essential Apps for Saving Money in College

College is a costly undertaking, and there needs to be a way to get around the fact that you must budget for textbooks, rent, and other expenses. College students are constantly on the lookout for ways to save money.

Moreover, understanding the statistics of your spending habits is a crucial aspect of money management. Statistics can illustrate how you spend your money and highlight where the bulk of your budget goes. This knowledge can aid in implementing effective changes to save money.

Read Academichelp’s articles and get more information about various types of statistics.

Finding ways to save money while in college can be a difficult task. To help make your budgeting process more accessible, we’ve compiled a list of essential apps to save you money on college expenses. These apps allow students to track their expenses, set budget goals, and make wise financial decisions.

Some of the best budgeting apps for college students include:

1. Student Loan Hero

Student Loan Hero is a helpful app for tracking all your debts and expenses related to college. It’s free to use and offers a variety of features, including real-time updates on your loans, customizable alerts, and help finding affordable repayment plans. This app makes it easy to keep tabs on what you owe, how much you owe, and how much you spend each month.

This app also allows users to track their loans and plan their payments to stay on top of their expenses and avoid heavy debt loads. If you have any questions about student loans or want to get started managing them yourself, Student Loan Hero is a great resource.

2. Mint

This app is perfect for people who want to track their finances and ensure they spend wisely. You can add transactions manually or import data from your bank account into Mint to track your spending trends over time. It allows you to see how much money you have left in your account, how much debt you have, and what bills you need to pay next.

It offers a variety of features like categorising your expenses by category and month, creating budgets, and linking your bank account so you can transfer funds between accounts automatically.

However, some apps can take up a lot of memory on your phone, impacting the iPhone’s performance and causing it to overheat. Fortunately, you can download app to help you clean up memory of unnecessary files and apps and boost your phone, so your phone runs more smoothly. So if you’re ever feeling overwhelmed by the amount of data on your iPhone or want to ensure it’s running optimally, CleanUp helps you clean up more memory on your device.

3. Google Sheets

Google Sheets is a free online spreadsheet application allowing users to easily store and track their financial data. You can also use it to create graphs and charts to help you understand your finances better. This includes information such as expenses, income, and bank account balances. In addition, many features in more expensive finance software applications are available in Google Sheets for free.

Additionally, it’s easy to share information with other team members or classmates via Google Drive or email. Finally, because everything is stored online, there’s no need to worry about losing any data if you switch computers or lose your password.

College students who use Google Sheets have reported significant reductions in costs and improved efficiency when it comes to budgeting and planning for their future. If you’re ready to take your finances to the next level, use Google Sheets today!

4. Splitwise

Splitwise is a budgeting app that keeps track of spending. It allows users to create budgets and see how much they have left each month. This app will enable users to split costs and bills with friends and family. With Splitwise, students can see where their money is going and decide which expenses are worth sticking to.

This app is free to use and offers tips for reducing costs and using resources more efficiently. Splitwise can help students save hundreds of dollars yearly on school expenses. It’s an essential tool for anyone planning on attending college.


YNAB is “You Need a Budget” is a budgeting app that can help students save money by automating their spending and tracking their income and expenses. It’s free for 34 days without entering your credit card and using the free trial. Its features allow users to create budgets for different areas of their life, such as housing, groceries, and transportation.

YNAB is a highly user-friendly budgeting app that can help students save on college expenses. If you’re looking for an affordable and effective way to manage your finances while in college, YNAB is a great option.

6. Bankrate

This app provides information on personal finances, including rates on savings and loans. It also offers advice on how to save money and reduce debt.

Bankrate is one of the most popular options for checking accounts and financial planning services for college students. The app offers calculators, charts, and other tools for budgeting and saving strategies.

7. Expensify

Expensify is one of the most popular apps for budgeting and tracking expenses. With Expensify, you can manage your expenses with ease. This app has everything you need to track your spending, from scanning receipts to submitting expense reports and paying bills. You can also generate vendor invoices, collect payments, and track mileage. Finally, if you want cash back on your corporate credit card, Expensify is the app.

8. Digit

Digit is one such app. This app is designed to help students manage their finances and track their spending. Its features include a budget planner, savings tracker, and bill payment reminders. It analyses your spending habits and then saves an amount equivalent to what it predicts you’ll need for the upcoming month. This way, you can be sure you’re always saving money without worrying about making too much or too little.

Digit can also help you reach your savings goals, whether for a vacation, paying off credit cards and student loans, or simply putting money aside. The app is free for the first six months and available on the App Store and Google Play stores.

9. Monefy

Monefy is one of the most popular and easy-to-use personal finance applications out there, and it can help you track your expenses and make smart money decisions. This app provides users various tips and tricks for saving money on everything from textbooks to room and board. This personal finance application makes money management easy. The app helps you track your expenses and save money by creating budgets and sorting them by category. You can also see how much you have saved or spent in previous months or years.


There are a few essential apps that students should have on their phones to save money while in college. These include Monefy, Digit, Student loan hero, Mint, and others mentioned above. Each app has its strengths and can be customised to fit your needs. Use these tools to track your spending, find ways to cut back, and build a budget that works for you. Finally, remember to stay disciplined and look for ways to save even more!

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